Subscription Cost Calculator
Calculate your total spending on streaming services, software, gym memberships, and more. Find out how much you could save annually.
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Your subscription spending breakdown
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Click "Add Subscription" to start calculating your total subscription costs.
Why Track Your Subscription Costs?
The average American household now spends over $900 per year on subscription services they don't actively use. With the rise of streaming platforms, SaaS products, gym memberships, and meal kit services, it's easy to lose track of recurring charges.
Common Subscription Categories
Streaming Services
Video streaming platforms like Netflix, Disney+, Hulu, HBO Max, and Amazon Prime Video can add up quickly. Many households subscribe to 3-4 services, totaling $50-80/month. Our calculator helps you see exactly how much you're spending on entertainment.
Software & SaaS
Professional software subscriptions including Adobe Creative Cloud, Microsoft 365, Canva Pro, and Dropbox can range from $10-60/month per service. Business professionals often have 5-10 active software subscriptions.
Fitness & Gym Memberships
Gym memberships like Planet Fitness, LA Fitness, and 24 Hour Fitness typically cost $15-45/month. Many people forget about gym memberships they no longer use, continuing to pay for months or years.
Music Streaming
Services like Spotify Premium, Apple Music, and YouTube Premium cost $10-14/month. Family plans can offer significant savings if shared among multiple users.
Meal Kit Services
HelloFresh, Blue Apron, and similar meal delivery services can cost $60-200/month depending on your plan. These are often the first subscriptions people forget about during busy periods.
How to Use This Calculator
- Add your subscriptions: Click "Add Subscription" to start building your list
- Select the service: Choose from popular streaming, software, fitness, and other subscription services
- Pick your tier: Select your specific plan (Basic, Premium, Family, etc.)
- Review totals: See your monthly and annual costs automatically calculated
- Find savings: Discover potential savings from annual billing options
Tips to Reduce Subscription Costs
1. Audit Regularly
Review your subscriptions every 3-6 months. Cancel services you haven't used in the past month. Many people discover subscriptions they forgot existed.
2. Switch to Annual Billing
Most services offer discounts for annual payment. For example, Disney+ costs $79.99/year versus $95.88 when paid monthly (saving $15.89). Our calculator shows these potential savings.
3. Share Family Plans
Services like Spotify Family, Microsoft 365 Family, and YouTube Premium Family allow multiple users. Split costs with family or roommates to reduce per-person expenses.
4. Rotate Subscriptions
Subscribe to streaming services one at a time. Binge-watch your favorite shows, cancel, then move to the next service. This "subscription rotation" can save $400-600 annually.
5. Use Free Tiers
Many services offer free versions with limited features. Spotify Free, Canva Free, and Office Online provide basic functionality without monthly fees.
When to Cancel vs. Keep Subscriptions
Cancel if:
- You haven't used the service in 30+ days
- You're paying for features you don't use
- Free alternatives meet your needs
- Budget requires expense reduction
- Multiple services provide the same function
Keep if:
- You use the service weekly or daily
- It saves you time or money elsewhere
- Annual billing provides significant value
- Shared with family makes per-person cost low
- Professional/business requirement
How to Cancel Popular Subscriptions
Canceling subscriptions can be tricky. Some services make it deliberately difficult to stop recurring payments. Check out our detailed cancellation guides for step-by-step instructions:
- How to Cancel Netflix
- How to Cancel Spotify
- How to Cancel Disney+
- How to Cancel Adobe Creative Cloud
- How to Cancel Planet Fitness
- How to Cancel HelloFresh
Subscription Statistics & Trends
- Average spending: Americans spend $219/month on subscriptions (2025)
- Forgotten subscriptions: 42% of consumers have subscriptions they forgot about
- Streaming growth: Average household subscribes to 4.7 streaming services
- Cancellation difficulty: 68% find it harder to cancel than to subscribe
- Annual waste: $900+ spent yearly on unused subscriptions
Frequently Asked Questions
How accurate is this subscription calculator?
Our calculator uses current 2025 pricing for popular subscription services. Prices are updated regularly, but always verify with the service provider as promotional rates may vary.
Does the calculator store my data?
No, all calculations happen in your browser. We don't collect or store any information about your subscriptions or spending.
Can I save my subscription list?
Currently, the calculator doesn't save data between sessions. Take a screenshot of your totals or note them down for future reference.
What if my subscription isn't listed?
We've included 25+ popular services across streaming, software, fitness, and other categories. If your subscription isn't listed, manually add the monthly cost to your total.
How can annual billing save me money?
Annual subscriptions typically offer 10-20% discounts compared to monthly payments. For example, paying $100/year instead of $12/month saves you $44 annually. Our calculator shows these potential savings.